Rideshare services like Uber and Lyft have changed the way people get around Hollywood, Florida. However, if you’ve been injured in a rideshare accident, you may be facing a frustrating roadblock—having your accident claim denied. If this has happened to you, don’t lose hope. A Hollywood rideshare lawyer can help you challenge the denial and fight for the compensation you need.
Why Do Uber and Lyft Deny Claims?
There are several reasons why Uber or Lyft may deny your accident claim. Understanding these common issues can help you determine the best course of action.
1. Disputes Over Liability
Uber and Lyft’s insurance policies only cover accidents under certain conditions. If the company argues that their driver was not at fault—or if liability is unclear—they may try to deny your claim.
2. Driver Was Not Logged Into the App
Rideshare insurance coverage depends on the driver’s status at the time of the accident:
- If the driver was not logged into the Uber or Lyft app, their personal insurance policy applies.
- If they were logged in but had not accepted a ride request, Uber and Lyft provide limited coverage.
- If they were actively transporting a passenger or on the way to pick one up, full rideshare insurance should apply.
If Uber or Lyft denies your claim, citing that their driver wasn’t in active rideshare mode, a Hollywood rideshare lawyer can investigate further to challenge this claim.
3. Insufficient Evidence
Insurance companies often deny claims if there is not enough proof of the accident or injuries. Having police reports, medical records, and witness statements can strengthen your case.
4. Delayed Reporting of the Accident
Uber and Lyft require accidents to be reported promptly. If you waited too long to file your claim, they may use this as a reason for denial.
5. Policy Exclusions and Fine Print
Insurance policies contain detailed terms and conditions. If Uber or Lyft claims that your accident falls under a policy exclusion, a lawyer can review the fine print and challenge their interpretation.
How a Hollywood Rideshare Lawyer Can Help You
If your claim has been denied, working with an experienced rideshare accident lawyer can make a difference in securing compensation for your injuries. Here’s how a lawyer can help:
1. Gather and Strengthen Evidence
An attorney can collect essential evidence such as:
- Surveillance footage
- Witness testimonies
- Medical reports
- Phone records to confirm driver activity on the app
This evidence can counter the insurance company’s reasoning for denial.
2. Negotiate with Insurance Companies
Insurance companies often try to minimize or deny payouts. An experienced lawyer knows their tactics and can negotiate aggressively on your behalf.
3. File a Legal Claim if Necessary
If Uber or Lyft refuses to offer a fair settlement, your lawyer can take your case to court. Sometimes, the threat of a lawsuit alone is enough to push the insurance company to settle.
4. Identify Additional Avenues for Compensation
Even if Uber or Lyft’s insurance denies your claim, you may still have options. A lawyer can determine if the driver’s personal insurance, your own uninsured motorist coverage, or another liable party can provide compensation.
Steps to Take if Your Rideshare Accident Claim Is Denied
If Uber or Lyft has denied your claim, follow these steps:
- Request a Detailed Explanation – Ask the insurance company to provide a written reason for the denial.
- Review Your Case with a Lawyer – A Hollywood rideshare lawyer can assess your claim and determine if you have grounds to appeal.
- Gather Additional Evidence – Strengthening your case with more evidence can improve your chances of success.
- File an Appeal or Lawsuit – Your attorney can formally dispute the denial or file a legal claim if necessary.
Contact Attorney Big Al at Hurt123 for Help
Don’t let Uber or Lyft’s insurance denial stop you from seeking justice. Attorney Big Al at Hurt123 is ready to fight for your rights and help you recover the compensation you deserve.
If you’ve been injured in a rideshare accident, contact Hurt123 today for a free consultation. Visit Hurt123.com to get started.
Don’t wait—protect your rights and get the legal support you need now!
